How much do You have to Lose?

If you are responsible for a serious injury to someone, that party may hire a lawyer to sue you. It is very easy today for a lawyer to determine your Net Worth.

 

Our Goal - Is to provide you with a sufficient amount of insurance coverage to satisfy a legal action.

 

What is an Umbrella? People think this is an all encompassing magical policy that covers everything! What it really is - A policy that provides higher coverage amounts in million dollar increments, over your Auto and Home Liability coverage limits.

 

Who Needs One? How much are you worth? What is your earnings potential? A common situation we run into is a couple that earns $60,000-$80,000 each, with a $350,000 Home and a fair amount of stocks, bonds and other investments. Their Net Worth can easily be $1,500,000. They show us an Auto policy with a $100,000 limit for the injuries of others.

 

We may suggest for this couple -

• A higher Automobile Coverage Limit of $500,000
• Supplemented by an Umbrella Limit of $1,000,000
• For a Total Limit of Protection $1,500,000

Consider an Umbrella

• If you have a Net Worth or Earnings Potential of over $1million.
• If you feel that you are a target for lawsuit - Are you affluent? Do you have a high profile? Do your personal activities expose you to litigation?

You've Worked Hard for What You Have - an Umbrella policy is a low cost policy to protect what you have Earned.

 

 

Anthony Insurance is a full service, professional insurance agency offering personal and commercial insurance policies to all of Central PA including the following areas: York County, Cumberland County, and Dauphin County, including – York, New Cumberland, Lewisberry, Newberrytown, Dillsburg, Camp Hill, Mechanicsburg, Harrisburg, and Carlisle.